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Car Insurance

Key Benefits of Car Insurance

  • Coverage against loss or damage to the insured vehicle.
  • Coverage against loss or damage to your vehicle caused by accident, theft, fire, explosion, self ignition, lightning, riots, strikes or act of terrorism, natural calamities.
  • Coverage against financial liability caused by injury/death of a third party or damage to the property.
  • Personal accident cover.

Eligibility / Required Documents

  • Getting a car insured requires minimal documentation. For a new policy, you must submit the filled up proposal form and copy of the Registration Certificate (RC). For renewals, you will need copy of the RC (Registration Certificate) along with the copy of previous insurance policy.

Car Insurance FAQ

  • Do I need to have auto Insurance??
    Yes, the Motor Vehicle Act states that every motor vehicle plying on the road has to be insured, with a Liability Only policy at the very least.

  • Can I buy Motor Insurance policy online?
    Yes. You can now purchase HDFC ERGO Motor Insurance online by using your Credit Card or online bank account.

  • Can I renew other Insurer policy with HDFC ERGO online?
    Yes. Simply log on to and provide minimum details of your expiring policy and buy HDFC ERGO Insurance Policy online. Also avail benefits of the No Claim Bonus earned by you in full.

  • Can I renew my Motor policy online?
    Yes, you can renew your HDFC ERGO Motor Insurance policy online by using your credit card or bank account.

  • What is a cover note?
    A cover note is a temporary Insurance document establishing proof of Insurance with which you can register your vehicle. A cover note is valid for 60 days from the date of its issuance and is replaced by an Insurance policy.

  • What are the different types of auto Insurance available?
    There are 2 types of covers available:
    Liability Only cover - insures you against any legal liability following an accident involving your vehicle. It does not cover any damage to your vehicle.
    Package cover - Insures all liabilities, as per the Motor Vehicles Act, as well as damages caused to your vehicle.

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At Nivesham India, We create solution to make a smile on our customer’s Face, and manage all your Finance as a friend.

Online Support

For every single consultation or planning no need to stuck in traffic, we will support online/telephonic consultation as well.

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