Sign Up & Get Started!

WhatsApp chat

Open Free Mutual Funds Trading Account. Click Here!



What is Health Insurance?

Health insurance is insurance that cover the cost of Medical and Surgical expenses of an Individual. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provided
Take heart surgery, the cost of which today could vary in the region of Rs 1.5 lakhs to Rs 3 lakhs.
Estimates reveal that a heart surgery performed today @ Rs 2 lakhs will cost over Rs 3.22 lakhs after 5 years. After 10 years it will be Rs 5.19 and Rs 8.35 lakhs after 15 years.
For an individual who hasn’t saved that much money, arranging for funds at the eleventh hour can be a task. This is particularly daunting for seniors, given that most ailments strike at an advanced age.
These essential health benefits include at least the following items and services:

Outpatient care

  • the kind you get without being admitted to a hospital
  • Trips to the emergency room
  • Treatment in the hospital for inpatient care
  • Care before and after your baby is born
  • Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy.
  • Your prescription drugs.
  • Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.
  • Your lab tests.
  • Preventive services including counseling, screenings, and vaccines to keep you healthy and care for managing a chronic disease.
  • Pediatric services: This includes dental care and vision care for kids.

Required Documents

  • Photos Of All Applicant
  • Medical History of All Applicants
  • Cheque of Proposer with Printed Name
  • ID Address proof of All Applicants
  • Latest Medical tests, if available.

Health Insurance FAQ

  • Do I need to have auto Insurance??
  • Can I buy Motor Insurance policy online?
  • Can I renew other Insurer policy with HDFC ERGO online?
  • Can I renew my Motor policy online?
  • What is a cover note?
  • What are the different types of auto Insurance available?

Ask Your Question

We Are Here To Help You

  • Happy To Help You

    At Nivesham India, We create solution to make a smile on our customer’s Face, and manage all your Finance as a friend.

  • Online Support

    For every single consultation or planning no need to stuck in traffic, we will support online/telephonic consultation as well.

  • Go Digital

    In Today’s World everything is going digitally, be a part of it, and Avail our services online with paperless documentation.